The LivWell Difference
Our people are what make us unique. Our team has more than 40 years of combined financial services experience helping clients seek financial security, stability, and freedom.
Here at LivWell Financial, we can help educate, inform, inspire, and advise you because our team has the experience, integrity, and understanding to help you pursue your dreams.
David E. Skarbek, AIF®
Managing Partner, Investment Advisor Representative
Dave specializes in professional wealth management, insurance, and employee benefit programs. He has the knowledge and experience to help his clients meet their financial and retirement planning goals and help them navigate the complex world of insurance options.
Complex federal laws and regulations mean your pursuit of financial independence requires you to work with a specialist like Dave. Not only does he have the knowledge, experience, and integrity you can count on, but he is committed to best practices and delivering quality services that exceed expectations at every level.
Before launching LivWell Financial in 2021, Dave worked in the insurance industry, where he gained significant experience in a full array of insurance products. Clients benefit from Dave’s experience in analyzing their financial needs and providing wealth management and insurance solutions that help create personalized and comprehensive financial plans.
Through LivWell Financial’s strategic partners, EBA Consulting and Commonwealth Financial Network®, a Registered Investment Adviser, Dave offers clients a wide array of insurance and tax-deferred annuity products from the country’s most prestigious providers, as well as access to investment and wealth management services.
Dave received his bachelor’s degree in finance from Susquehanna University. He lives in Cinnaminson, New Jersey.
Jamie L. DiRenzo, CIMA®, AIF®
Managing Partner, Investment Advisor Representative
Jamie DiRenzo provides clients with strategies for managing their financial needs at every stage of life. Guided by a genuine passion for helping her clients care for their families through wealth preservation and growth, Jamie is dedicated to offering clients sophisticated analysis, objective advice, and personalized service. Jamie understands that financial priorities change over time. Using a lifecycle approach, Jamie helps clients identify their short- and long-term goals and integrates independent guidance in insurance and investments to develop a customized, comprehensive financial plan.
In 2012, Jamie earned her Certified Investment Management AnalystSM certification. The CIMA certification, delivered by Investment Management Consultants Association® (IMCA®), is the only certification designed specifically for investment advisors and consultants. The CIMA certification identifies individuals who have met extensive experience and ethical requirements and completed advanced investment management consulting coursework provided through The Wharton School, University of Pennsylvania. CIMA professionals must pass a rigorous examination covering a wide range of in-depth investment topics.
Before launching LivWell Financial in 2021, Jamie gained experience as an investment advisor representative with a local financial services and accounting firm. Her ability to collaborate with tax specialists and CPAs enables her to better serve clients with broad analysis that may encompass other aspects of their financial situation.
Jamie’s vision in establishing LivWell Financial was to create a firm that promotes and provides a means to financial health and wellness for its clients. She understands that financial wellness encompasses many factors in addition to wealth, including family. Thus, the name LivWell was created as a dedication to her daughter, Liviana.
Jamie received her bachelor’s degree in business administration from the Fox School of Business and Management at Temple University. She loves the beach and all Philadelphia sports teams. She enjoys reading, spending time with family, and volunteering for Habitat for Humanity of Bucks County. She lives with her husband, Kristofor, daughter, Liviana, and their dog, Harley, in Ivyland, Pennsylvania.
Luke A. Hebert
Investment Advisor Representative
Luke provides clients with financial guidance, tailored to their individual needs. He is dedicated to using a personalized approach to guide clients through all the stages of their investment journey. Luke has a passion for treating every client with the highest level of care and service and uses a balanced approach to create plans that address their short- and long-term goals.
In 2020, Luke earned his FINRA Series 7 and 66 securities registrations. Successfully completely the rigorous training required to obtaining these challenging registrations is a testament to Luke's hard work and dedication to being able to provide the best advice possible. He is an Investment Adviser Representative of Commonwealth Financial Network®.
Before joining LivWell Financial in 2021, Luke gained experience working as a sales representative for The Invictus Group Inc in Cherry Hill, New Jersey, and Universal Furniture in High Point, North Carolina. Luke received his bachelor’s degree in business administration from the Phillips School of Business at High Point University. He currently lives in Cinnaminson, New Jersey.
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